SafeAmerica’s Electronic Services Let You Access Your Accounts 24/7!

afeAmerica offers so many ways to access your accounts. With a phone, a computer and direct deposit of your paycheck or other recurring checks, you can take care of your finances without ever visiting a branch!

Interactive, full-service website www.safeamerica.com – Take care of your finances with Online Banking, complete loan applications, access forms, re-order checks, get all of the latest news — all online anytime!
FREE Online Banking and Bill Pay – Sign-up for Online Banking and take advantage of powerful financial tools. Get your balance, transfer funds, make loan payments or line-of-credit advances, see cleared check images, use Quicken or MS Money integration, get e-Alerts and e-Statements, and much more.
STARS Telephone Banking (800) 851-6789 – Call and enter your account number and PIN to get loan balances, transfer funds, request withdrawals by check and more.
Phone-A-Loan (800) 747-LOAN – Automated loan application available 24/7.
ATM/Debit Card – Access funds in your checking and/or savings account through an ATM or a debit card. Use anywhere the following symbols are displayed: STARS, CO-OP, Pulse or PLUS. The SafeAmerica Debit Card can be used wherever VISA is accepted. All purchases are deducted from your SafeAmerica checking account.

The SafeAmerica Debit Card – Use Your Pen Not Your PIN!

id you know that pressing “Credit” at the checkout stand can save you money and protect you in the event of a merchant dispute. That’s right! Pressing “Credit” gives you all of the benefits of a VISA charge, without ATM surcharges or fees. Next time you are at the checkout stand and want to use your Debit Card – choose “Credit” and protect your purchases! Get your SafeAmerica Debit Card by calling (800) 972-0999 today.

Consolidate Your Holiday Bills with a Bill Consolidation Loan

oliday bills can get the better of us this time of year. Get your new year off to a good start by lowering your monthly bills with a Bill Consolidation Loan from SafeAmerica. Consolidate your higher rate credit card and other debts up to $10,000, into one easy monthly payment. Rates for loan terms to 36 months are only 9.9% APR, and rates for terms up to 48 months are just 11.9% APR. Apply at www.safeamerica.com, call our 24-hour Phone-A-Loan at (800) LOAN-747, or call a member service representative at (800) 972-0999. Get yourself back on track today! You’ll be glad you did!

CO-OP Surcharge Free ATMs are Now Available in 7-Eleven Stores!

afeAmerica’s ATM/Debit Cards are part of the vast CO-OP ATM network. On December 1st, 5,300 CO-OP Network ATMs went live in 7-Eleven stores around the country. This partnership with the nation's largest chain of convenience stores means CO-OP Network now offers members more than 25,000 surcharge-free ATMs spread across the U.S. and Canada. To take advantage of the convenience of CO-OP, sign up for your ATM/Debit Card today!

Member Conduct Policy Notification

afeAmerica Credit Union wants our staff, volunteers and members to be able to work and conduct their Credit Union business in a safe and professional environment. To that end, SafeAmerica Credit Union’s Member Handbook requires our members to conduct their Credit Union business in a civil and businesslike way. Abusive, dangerous, threatening or disruptive conduct is not acceptable. Violations of the Member Conduct Policy at SafeAmerica Credit Union locations or shared branch locations may result in service denial or expulsion from the Credit Union.
SafeAmerica is your
Auto Loan Specialist
Compare Our Rates
New Vehicle Loan
Any vehicle 5 years old or newer with less than 60,000 miles qualifies for New Vehicle Rates! Finance up to 100% of your purchase.
Fixed rates as low as 5.49%APR*

Used Vehicle Loan
Any vehicle listed in the Kelley Blue book with over 60,000 miles. Finance up to 110% of retail Kelley Blue Book.
Fixed rates as low as 6.74%APR*

Refinance Your Vehicle
Refinance a vehicle loan from another institution. Lower your payment and your rate. Vehicles 5 years old or newer with less than 60,000 miles qualify for new vehicle rates.
Fixed rates as low as 5.49%APR*
Platinum VISA Credit Card
as low as 8.9%APR*
With Rewards as low as10.9%APR*
No Annual Fee
Bill Consolidation Loan
Pay off your high interest rate credit cards and have one convenient payment. Borrow up to $10,000 at these low rates.
9.9%APR* for up to 36 months
11.9%APR* for up to 48 months
No Point Real Estate Loans
15-Year Loan
Fixed rate as low as 5.57%APR*
30-Year Loan
Fixed rate as low as 6.30%APR*
30 Year Adjustable Rate Loan
Variable rate as low as 5.05%APR*

5/1-Year Loan
(5 Year Fixed, then 25-Year Variable)
Fixed rate as low as 6.05%APR*
Home Equity Line-of-Credit
Variable rate as low as 7.25%APR*

Future Residence Loans: You can finance a home that you are not currently living in but are planning to live there in the future. Add .50% to the above loan rates for future residence property.

*Rates are accurate as of 12/19/05. Call for current rates and terms. All loans require credit approval. APR is our lowest rate available. Not all applicants qualify for lowest rate.

**Quoted APRs are the best rates available to qualified applicants on the Platinum and Platinum Rewards programs as of 12/19/05 and are subject to change without notice. Your rate may be higher depending on our evaluation of your credit history and other factors we may consider. No annual fee.

#APRs accurate as of 12/19/05. Actual APR offered may differ depending on a variety of underwriting criteria. Mortgage loan rates are subject to change daily. Call (925) 734-4111 extension 293 or (800) 972-0999 extension 293 for current rates, APRs, additional payment samples, or further information. For a 15 year loan at 6.09% APR, pay $8.50 per month per $1,000. borrowed. For a 30 year loan at 6.30% APR, pay $6.18 per month per $1,000 borrowed.


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