
 or
many folks that "owe", mid-April is the day to send
off money without seeing any returns. However, it
doesn't totally have to be this way. That's because
you could put money in an individual retirement
account (IRA) before the April return-filing deadline
- and enjoy great returns later in life. Even better,
you can choose to contribute to a tax-deductible
IRA or a Roth IRA.

Remember, a Roth IRA will not provide an immediate
tax break, but you won't pay any tax on your money
whenyou eventually take it out. It will grow without
the threat of a looming tax hit.

Everyone remembers "the date" - April 15 - just
don't forget your IRA options. Please consult your
tax advisor for more information.
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though we see "tax day" approaching every year,
it can still put a tremendous burden on our day-to-day
living finances. One additional expense (like owing
taxes) could devastate your April budget.

If this is the case, ask about a Home
Equity Loan from Como Northtown Community Credit
Union. Especially if you're thinking about placing
regular expenses on high-rate
bank and department store credit cards. You could
relieve the stress - and the burden of outrageous
interest- by choosing a low-rate, tax-deductible
home equity loan.

For more information, including rates, terms and
budget-friendly monthly payments, call (877) 268
-2609.
                                        
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